Registered: 1111625087 Posts: 333
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NEED I SAY MORE
__________________ Dogs have owners. Cats have staff.
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On point which is a podcast with wbur (an NPR affiliate) that did a program on the fires.
Here is the podcast http://www.wbur.org/onpoint/2017/12/11/californias-future-in-the-age-of-wildfires Their conclusions: 1. Make sure your insurance covers all the costs to rebuild----which is very hard to get---this is a custom item and not your standard policy. Most of the time the insurance agent will cover the loan----they don't care about increased costs of building materials, impact fees, etc. since that primarily protects the homeowner and not the insurer. There was an attorney who lived in San Diego who had the right kind of insurance who was able to rebuild when others couldn't. A very large % of homeowners don't have enough insurance. The attorney recommends emailing your agent and saying I want coverage to rebuild no matter how high the cost. Actually, the cost isn't that bad----but you want something in writing that memorializes what your expectation was. 2. The Australians are premier fire experts---you can NOT stop the wildfires moving in from the outback---they just assume that and try to accomodate themselves to that kind of world. (Think about it this way---we don't assume we can stop earthquakes---we should start thinking about wildfires in the same way.) One serious problem is that even if your house has sprinklers internally----most don't----the kind of sprinklers we have in the US are primarily to stop internally caused fires---not external threats. The Aussies have external misting systems that prevent the wind driven embers from igniting the house----and separate power systems since one of the things that happens when a fire approaches is that the electrical utility are instructed to turn off the electricity (out of fear that their lines might fall down and ignite more fires). 3. Too often developers ignore previous fires. They mentioned specifically a development in San Diego----had Safari in the name---that was right where a previous development was torched. The fires near Santa Rosa were also predictable based upon prevoius fires. You need to make sure you are NOT in the path of a previous fire. Apparently, there is no law that prevents a developer from rebuilding where a previous fire occurred---and fire is very predictable.
Registered: 1111625087 Posts: 333
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That last post was super informative, thank you
I am seeing so much devastation, but also tons and tons of Humanity, and lots of good karma vibes also ) Not much looting and most are getting caught. Good My Dad lost his dwelling in Ojai last week when the fire alert was Purple. It was on 2 acres and built in 1920s He wanted to die in that home. He lives in Visalia near his elderly Mother, who is almost 97 and lives in an assisted living facility. Mark my words, all of these wildfires are going to make people rethink where and what they use to rebuild. Bricks and stones will be popular, so get your Classification or just be a DIYS The Thomas Fire will be in a theater near you by next spring ?? Any predictions on a movie? It is so very devastating , but on the flip side IMHO one really savvy smart Contractor with connections can make a lot of legitimate money...that is just 1 of so many examples moving forward because this entire California wildfire Season is going to either make or break California and in IMHO, the Gubberment is gonna offer lots of tax incentives and tax breaks to retain people to stay in California. And the passion of the people to stay and rebuild will prevail in many cases IMHO I have no crystal ball, and I am very interested to see how these communities get through the red tape to rebuild and how much red tape will the Gubbermint cut due to this State of Emergency? __________________ Dogs have owners. Cats have staff.